Why Short Term Insurance Policy
Short term health insurance proves to be an extremely judicious option for people who are temporarily in a professional hiatus or between jobs. It ably addresses the primary pre-requisites of every insurance policy – affordability, and extensive policy coverage. The short term medical insurance ensures total financial security and stability for the subscriber, through its comprehensive coverage options.
Assurant health short term medical insurance provides immaculate policy protection at extremely smart prices. This policy facilitates certain exclusive benefits and responsive coverage options that are ideally cover emergencies during brief, pre-ascertained periods. It is ideal for people in search of an affordable, no-frills policy that would provide good coverage even during times of economic inconvenience.
Assurant short term medical insurance policy facilitates options for applicable deductible amounts, coinsurance and provides support for next-day coverage. The coverage tenure of the policy could range from 30 to 360 days, as per personal policy expectations/requisites. This insurance policy also facilitates payment by affordable monthly installments, and a 20% discount if paid upfront. The policy also facilitates personalized, preferential options for hospitalization and physician’s consultations.
Treatments for medical pre-conditions, financial/medical benefits facilitating preventive care and routine physical check-ups are not offered policy coverage. The Assurant temporary medical insurance also doesn’t cover immunizations and inoculations, dental care or ophthalmic diagnostics/care.
Golden Rule temporary insurance policy offers comprehensive insurance coverage for short periods which is not primarily covered by a policy. The policy facilitates inclusive emergency coverage at extremely affordable prices, assuring the subscriber of unparalleled policy service even outside national boundaries.
The benefits of Golden Rule short term insurance policy include necessary hospital expenses for boarding (semi-private room) and intensive care. The policy also covers expenses for diagnostics, ambulance, Emergency Room etc.
Golden Rule short term medical insurance coverage does not include dental treatments, pre-existing medical conditions, pregnancy and maternity care or existing illnesses requiring hospitalization. The policy also does not include routine check-ups, diagnostics and preventive treatments.
Residents of the U.S., who are under 64 years of age can avail of short term medical insurance coverage. A short medical questionnaire is to be answered by the applicant before coverage is approved. Policy maximums range from $750,000 to $2 million.
Ray Sondeo often writes about short term insurance.
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