Domestic Helper Insurance – What Every Employer Must Know
When you are considering of availing yourself of maid services, you must know that aside from providing the basic salary, food, and accommodation, you must also provide her with domestic helper insurance.
Before you dismiss the idea as insane, remember that the maid whose services you hire is not exempted from risks. In fact, she may be more at risk than you are, so it only makes sense to have her covered. It’s not just for her benefit, actually, but you as employer, will be able to benefit from the product, too.
By getting this domestic helper insurance, you get your liabilities as employer fully covered. Moreover, the insurance covers personal accidents and hospitalization expenses incurred by your maid.
Quite a lot of insurance companies offer this type of insurance specific to domestic helpers. Most of these companies have websites that you can view conveniently in the comfort of your home. Take time to go over these sites, comparing notes. If you are overwhelmed by all the information, you should spend time reading over reviews and write-ups about these companies. Another idea is to join certain groups or communities and participating in their discussions of insurance companies and products.
For the maid to get this type of insurance, she must be 18 years old at the very least and 60 years old at most. She must not exhibit signs and symptoms of any illness that may warrant medical attention in a few months time.
A domestic helper insurance can really be of great help to you. After all, you can never tell if your maid will get into an accident. She can burn her hands while cooking or trip and fall while mopping your floor. At least when such happens to her, you will not be burdened by the responsibility of paying her hospital bills.
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Tags: domestic helper, domestic helper agency, domestic helper insurance, Insurance